Doubles your nil-rate band allowance (spouse exemption)
Leaving home to direct descendants
Qualifies for the Residence Nil-Rate Band (£175,000)
Gifts (PETs)
Potentially Exempt Transfers - gifts made within 7 years may still be subject to IHT with taper relief.
Reliefs
AIM shares, unlisted companies, partnerships
APR-qualifying farmland & buildings
Enter your estate details and hit calculate to see your IHT liability.
Important: This calculator provides estimates based on current 2026/27 UK IHT rules.
It is not financial or legal advice. IHT rules are complex and individual circumstances vary.
Always consult a qualified financial adviser or solicitor for estate planning decisions.
Pension inclusion in IHT applies from April 2027 (Finance Act 2025).